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What's your Raw: How the Right Travel Insurance with Adventure Sports Add-On could be a Game-Changer for my Future Adventures

Traveling has always been more than just a way to see new places—it's my way of embracing life’s raw and unfiltered moments. Whether it's the rush of skiing down a mountain slope or the peacefulness of diving deep into the ocean, these experiences are what I live for. But as exhilarating as these adventures are, they come with their own set of risks. After a skiing accident last winter, I realized the importance of having travel insurance that covers not only the usual mishaps but also the thrilling, high-risk activities that I love. This is where the right travel insurance with an Adventure Sports add-on could be a game-changer for my future travels.

EMBRACING THE RAW MOMENTS OF TRAVEL
For me, the best part of traveling isn’t just the beautiful destinations or ticking off items on a bucket list. It’s about those authentic, raw moments that can’t be planned or staged. It’s the exhilaration I feel when I’m skiing down a challenging slope, the wind on my face and the sound of snow crunching beneath my skis. It’s the awe and serenity of floating weightlessly underwater during a scuba dive, surrounded by vibrant marine life in a world that feels completely separate from the one above. These are the experiences that make me feel alive, but they also come with a level of unpredictability.
scuba diving in Gili Islands, Lombok, Indonesia


Last winter, while on a ski trip, I had one of those unpredictable moments that turned my adventure upside down. I took a bad fall and ended up with an injury that not only cut my trip short but also meant rebooking my flight because my insurance at the time was limited. It turned out it would be cheaper for me to rebook my flight home to Manila and use my medical insurance there rather than deal with the medical bills in a foreign land. That experience got me thinking about how essential it is to have the right kind of coverage that matches the way I travel.

THE SEARCH FOR THE PERFECT TRAVEL INSURANCE
After my accident, I began researching travel insurance options that would cover not just the basics like medical emergencies, travel delays, and lost luggage, but also the adventurous side of my travels. That’s when I came across travel insurance with an Adventure Sports add-on. Unlike standard travel insurance, this add-on specifically caters to activities like skiing, scuba diving, and other adrenaline-pumping sports that are often excluded from basic policies. The idea of having coverage that truly matches my lifestyle was incredibly appealing.

I realized that having the Adventure Sports add-on could make a significant difference in how I approach my travels. It’s not just about the peace of mind that comes from knowing I’m covered; it’s about the freedom to fully immerse myself in the experiences I love without holding back. Whether I’m planning to ski the steep slopes of the Swiss Alps (it's a dream!) or dive into the vibrant reefs of the Philippines (Hello, Tubbataha Reef 👋), having the right insurance means I can focus on enjoying the moment, rather than worrying about the potential risks.

THE FREEDOM TO EMBRACE NEW ADVENTURES
One of the things I love most about travel is the freedom to explore new places and try new things. It’s that sense of adventure that keeps me excited about planning my next trip. But as someone who isn’t content with just sticking to the safe and predictable, I know that my kind of travel comes with its own set of challenges. From navigating new terrains to pushing my limits, there’s always an element of risk involved. And that’s exactly why the Adventure Sports add-on feels like a game-changer for me.
the fun of skiing is also you got this stunning view!


Imagine being able to try that new dive site you’ve been eyeing, or tackling a more challenging ski run, without the nagging worry about what happens if something goes wrong (again?!). With the right travel insurance, those concerns don’t have to be a barrier. It’s about having the confidence to say yes to new experiences and fully embracing the raw moments of travel, knowing that you’re prepared for whatever comes your way.

PREPARING FOR THE UNEXPECTED
Hence, insurance takes a bigger role in our peace of mind. When I started traveling, I first got my life insurance because I knew that accidents happen. I realized that as long as I had fun, enjoyed the moment, and was happy when something unexpected happened, I didn’t want to become a burden to my family, especially my parents. I wanted them to be free of any burden that I might cause. It’s about more than just protecting myself—it’s about ensuring that the people I care about are also taken care of, no matter what happens.


WHY THE ADVENTURE SPORTS ADD-ON IS A MUST-HAVE
Adventure Sports add-on covers a wide range of activities that are often considered high-risk by traditional travel insurance policies. This includes skiing, snowboarding, scuba diving, surfing, and even more extreme sports like rock climbing or paragliding. Having this add-on means that injuries, accidents, or even equipment loss during these activities are covered, which is a huge relief for someone like me who thrives on adventure.

What makes SafetyWing stand out is the comprehensive nature of their coverage, ensuring that no matter where I am or what adventure I’m pursuing, I have the support I need. It’s also incredibly reassuring to know that with this add-on, I can access emergency medical assistance and evacuation if needed. When you’re skiing in a remote mountain location or diving off the coast of an island, knowing that help is just a call away is invaluable. This level of coverage goes beyond just financial protection—it’s about safety and being able to respond quickly in an emergency.

I don’t have to worry about whether my next adventure will be too risky to cover. Instead, I can focus on the experiences themselves—whether it’s pushing my limits on a new ski run or exploring a challenging dive site. Their Adventure Sports add-on is an essential tool for anyone who wants to travel boldly and embrace every moment without compromise.

LOOKING AHEAD TO FUTURE ADVENTURES
As I plan my future travels, I’m more mindful than ever about being prepared. I’m excited about new ski destinations, eager to explore more dive sites, and open to trying even more adventurous activities. Having the right travel insurance with the Adventure Sports add-on feels like an essential part of that preparation. It’s the kind of forward-thinking that allows me to fully embrace each adventure, no matter how raw or unfiltered it gets.

For anyone who shares my love of skiing, diving, or any other high-adrenaline activity, having the right insurance is about more than just ticking a box. It’s about enhancing your travel experience, giving you the freedom to explore without constantly worrying about the what-ifs. It’s about being able to say yes to those spontaneous opportunities that pop up along the way, whether it’s a surprise chance to dive with sharks or an unexpected snowfall that makes for perfect skiing conditions.

EMBRACING EVERY MOMENT
Ultimately, what I’ve learned from my travels is that the best moments are often the ones you don’t plan for. They’re the raw, unfiltered experiences that happen when you step outside of your comfort zone and embrace the unknown. But with that willingness to explore comes the need for a little bit of practicality—like making sure you have the right coverage in place.

For me, having travel insurance with an Adventure Sports add-on means I can continue chasing the thrill, diving into new experiences, and living fully in every moment, without hesitation. It’s a small investment that makes a big difference in how I approach each trip, allowing me to stay true to my adventurous spirit while being smart about my safety.

As I look ahead to my next adventure, I’m grateful for the lessons I’ve learned along the way. I know now that being prepared isn’t about playing it safe—it’s about giving myself the freedom to explore without limits. And with the right travel insurance, I’m ready to take on whatever raw, real, and unforgettable experiences come my way.
watch my Gudauri vlog here



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